Notes from
the shoreline.

WEEKLY MARKET UPDATE ENDING FRIDAY 11/21/25

Fed`s second interest rate cut of this year – to support the labor market despite inflation remaining above the central bank’s target.

Happy Labor Day Weekend 2025- Great Weather!

The Fed Is Expected To Cut Rates This Month Being September–What Does That Mean?

Market Update Week Ending 11/14/2025

Weekly Market Update Ending Friday 11/07/2025

Weekly Market Update Ending Friday 10/24/25

WEEKLY MARKET UPDATE ENDING FRIDAY 10/17/25

Check out this beautiful farm on 75 acres in Salem County, NJ

Weekly Update Ending 08/29/25 Friday.

Interest rates adjusting down some now! :)

Federal Reserve Today Left Interest Rates Unchanged

Happy 4th! Snap, crackle and watch out for the pop!

Happy Easter and Passover. Enjoy the warm weather!

Have a Happy and Safe Memorial Day Weekend!

Is it time to put your home back on the market?

Open House this Saturday 11 am-1pm Ocean City NJ Fabulous 4 Bedroom on Central.

Pending Home Sales Increase as Home Values Continue to Accelerate in Most Areas.

Powell did it again today–5th time in a row!–Rates unchanged.

Quick display chart to help buyers with the home buying process.

Realize the difference between national real estate news and stats vs. local stats.

Weekly Market Update–Helping you navigate the market.

Free Zoom internet Informative Local Real Estate Buyers Webinar-this Wednesday May 7th 2025 at 7pm

Latest Stats For 55 Plus Community Home Buyers

Weekly Market Update Ending 07/18/2025

Open House Sunday 07/13/25-11 to 1pm-706 Harbour Cove Somers Point-REDUCED!

Weekly Market Update Ending 07/03/25

WEEKLY MARKET UPDATE ENDING 06/20/25

Weekly Market Update Ending 06/13/2025

Home Prices Continue To Appreciate Up In Most Areas

Weekly Market update for 04/25/25

Happy February you beautiful people-Quick Stats and Go Eagles for most of you! :)

Happy March 2025 Everyone! The weather and real estate market is always changing.

Interest Rates Are Getting Really Close to 4 Month Lows

Loan demand is increasing! As rates drop some.

Mortgage Rate Update–Down Some!

Ocean City, NJ-Open House this Saturday 03/08 from 11 am to 1pm by Gary Simmens

Happy Veterans Day!- Market Activity Picking Up More Now The Election Is Over.

Mortgage rate update as of 01/30/25

Existing Home Sales Stronger Than Estimates– This is on a national basis.

Mortgage Interest Rate Update as of 01/02/2025

Federal Reserve Cuts Interest Rates By A Quarter Point Today 12/18/24

Latest Atlantic County NJ Real Estate Sales Stats

Latest Margate NJ 08402 Home Sales Stats

The Latest Egg Harbor Township, NJ 08234 Sales Stats YTD…

Ventnor, NJ 08406 Year To Date Real Estate Sales Stats…

Mortgage Interest Rate Update–from Gary Simmens

FED Cuts Interest Rates 1/4 of a Percent Today 11/07/24

Beautiful weather this weekend! Upcoming events in Cape May County area to note.

Fed slashes rates by half point, aggressive start to first easing in 4 years

Great Clean Brigantine Condo Buy! Affordable at $249,900! Open House Saturday

Great Ocean City, NJ-Top Floor – With Ocean Views!

New One! Brigantine Duplex $887,500 list price -2 Bedrooms Each

New to market–Margate 2nd floor condo–close to beach $529,000.

New to market-Ventnor NJ – Beachblock 5 BR 3.5 bath-Nice buy!

Nice Ocean City, NJ buy on Asbury Ave at $929,900 list price–New to the market.

Boy-The 2024 Summer Is Flying By So Fast It Seems! How Are You?

Home Price Update-Waiting Costs You—Rates Down Some!

Nice value-New listing 5 Bedroom 3 full bath w/ basement $399,000

September 3rd 2024 –Day After Labor Day!

Interest rates slightly down–Housing inventory slightly up

Modern Professional office for sale in Mays Landing, NJ 08330

New Harbour Cove Somers Point NJ Nice 3 BR 2 bath

Great News! Saturday 08/03/24 Mortgage Interest Rates Down for Buyers!

New listing in Linwood today on market–Affordable 2 Bedroom near school

Beautiful Absecon NJ Renovated Home with Nice Waterview!

Big luxury home in Linwood with 3 car garage on a cul de sac!

Brand New Beautiful Custom Home in Linwood NJ—Available now!

Good News-Interest Rates Drop Down Some Just Before Holiday!

Have a nice upcoming Easter with your family. Check out the Circa Video from Gary

Large home in Upper Township–Mamora, NJ –Worth a look!

Mays Landing NJ- Brand New Home with Basement Soon To Be Done!

New Construction Home in Linwood NJ–Started already!

New Linwood NJ Renovated Home

Ocean CIty-Located just one home from the beach with great Ocean Views!

Reduced in Smithville area–Galloway Township NJ 08205

Somers Point—Nice rancher buy- with paid solar!

Stunning Beachfront in Longport NJ–8 Bedrooms 5.5 baths!

To My Peeps! Whether You Are Irish Decent or Pretend To Be This Weekend!-From Gary

Ventnor–Beach Block Luxury 5 Bedroom 4.5 bath townhouse with views of Ocean and Bay!

Ventnor -Brand New 7 Bedroom Luxury Home with Elevator close to beach and pier!

Buy Now? Or Wait for Rates to Come Down Some? Will It Cost You?

December 31st-Day of Reflection, Goals, and Possibly Corrections That Really Make A Difference

Despite Rain Forecast-Shoobies Invading Shore For The 4th!

Fair Housing Statement

Interest Rates are NOT Bad Now– Despite The Fed Raised Up A Small .25% Percent Adjustment :)

Merry Christmas 2023—And Hug Your Love Ones!

Mindset and preparation is the helpful key for top results.

Mortgage Rate Update for June 8th 2023- Rates Down Some :)

New to market–Renovated rancher near Bike Path in Northfield NJ

NJ First Time home buyers program may be good for some of you. – See more from Gary Simmens

Open Houses

Positive Housing Report Shows Real Estate Market Is Picking Up.

Privacy Policy

Recent Solds

Seven Types of Tax Deductible Home Improvements

The Buying Process

Atlantic County NJ Yearly Statistics Help You Realize the Real Estate Competitive Market.

Forced Savings Account–Buy or Rent?

Housing Market Is Still a Strong & Meaningful Investment-Local Market Needs Inventory

New Listing We Got in Linwood Near Bikepath 5 Bedroom 2.5 bath with Basement!

New to Market–Nice 4 BR in Egg Harbor Twp on 6.5 quiet acres

Positive Appreciation Outlook For Atlantic City NJ Real Estate

Featured Properties

Selling Soon-Great Info

Fed Meeting 03/20/24 Leaves Rates Unchanged for the 5th time

55 Plus Buys

Circle of Excellence Sales Award®Heartfelt Thank You-from Gary Simmens.

Commercial Buys

Foreclosure Buys

Happy Memorial Day!

Home Buyers-Ideas On Helpful Downpayment Solutions

Market Report

Our Communities

Over 177 Items I Do

Thank you Veterans.

TIGHT REAL ESTATE INVENTORY STILL, NFL CONFERENCE PLAYOFFS AND WINTER WEATHER BARGAIN BUYS!

First Step

Interest Rate Update 12/26/2023-Lower Rates!

Home Builders and Sellers in South Jersey Still Seeing an Opportunity

Approvals for 14 New Homes in Brigantine, NJ

At What Price Should I List?

Buyers Remorse

First-home funds

Good News! After a multi week climb-Interest rates level off

HAPPY FATHER`S DAY!

Happy Mothers Day!

Helpful Video By Gary–Multiple Offers-Proven Ideas To Get Your Offer Accepted!

How to Decide on Indoor Paint Colors

What is your home worth?

Land Buys

News

Terms of Use

The Current Misconception of the South Jersey Real Estate Market Now

Tired Of Walking Up & Down Steps! Not Ready for a 55 Plus Home? Here Are Some Options!

Waterfront Properties

Atlantic City Airshow 2023 this Wednesday August 08/16/23

Check out this affordable waterfront renovated condo in AC! Just $299,900-Open House 06/10/23 11AM-1PM

Mortgage Rates are Expected to Rise

Mortgage Rates are Expected to Rise

Happy Thanksgiving! Grateful for many key things!

We have all been through a crazy last 1.5 years and so many families have changed with their work, their health and the way they conduct their approach to life now. From my dining table here in Egg Harbor Township, NJ to your home, I am wishing everyone the best upcoming year possible and good health and success to everyone! A wise man mentioned today that things will get better for everyone soon. I hope he is right. I am grateful for my friends, family, and over 45 years of fabulous real estate clients that become friends. THANK YOU! GOD BLESS ALL.

Mortgage interest rates went down!

Average weekly rate data as provided by the Freddie Mac Primary Mortgage Market Survey® 11/04/21 (most recent) Trending Average Rate Points & Fees Margin 30-Year Fixed Rate ▼ down 3.09% 0.7 N/A 15-Year Fixed Rate ▼ down 2.35% 0.6 N/A 5/1-Year ARM ▼ down 2.54% 0.3 2.75 10/28/21 (previous week) Average Rate Points & Fees Margin 30-Year Fixed Rate 3.14% FIXED RATE 0.7 Points N/A 15-Year Fixed Rate 2.37% 0.7 N/A 5/1-Year ARM 2.56% 0.3 2.75 The data presented above are the exact published results of Freddie Mac’s Primary Mortgage Market Survey® (PMMS®)

Walk to end Alzheimer`s on Ocean City Boardwalk

Save The Date Please, 10/23/21 Saturday 10am Start Time! Meet at 6th and Boardwalk. On the boardwalk... in OC, NJ. Come have some fun with us and get some exercise! SEE LINK BELOW. This is personal and means a lot to me. Come walk with myself and many others from my KW family and friends.

HOME OF THE FREE–BECAUSE OF THE BRAVE!

Memorial day, hot real estate market in Longport, NJ, Margate, NJ, Brigantine ,NJ Ventnor, NJ, Egg Harbor Township, NJ, Ocean City, NJ. South Jersey Shore real estate, good real estate website for the south Jersey shore

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Author Archives: Gary Simmens

listing your home for sale in NJ, listing your home for sale in south new jersey, selling homes in Longport, NJ 08403, selling homes in Northfield, NJ 08225, selling homes in Egg Harbor Township, NJ 08234

Gary Simmens' Real Estate AgentsSelling your home can be easy. Let our experienced staff help you make it happen.

Gary Simmens' Real Estate agents for Egg Harbor Township, NJ

Mortgage interest rates slowly going up

Mortgage interest rates started 2021 at all-time record lows. Throughout January and the first half of February, rates hovered slightly above those record lows. Then, as February came to a close, rates swiftly climbed upward. What are housing economists and financial experts expecting rates to do

Price of lumber going sky high on building new homes.

Price of Lumber going sky high on building new homes. new construction homes in NJ and South Jersey shore.

For Year 2020- The Real Estate Homebuyer Profile.

For Year 2020- The Real Estate Homebuyer Profile. Buying a homer in South NJ, Homes in 08330, homes in 08234, homes in 08403, homes in 08402, homes in 08221, homes in 08226, homes in 08244, homes in 08225, homes in 08205, homes in 08201, homes in 08401, homes in 08406

Valentines Day Market Update at the Greater South NJ Shore Area

Getting pre qualified for a mortgage is important, mortgage approval, real estate bidding wars,

The latest mortgage interest rate update as of 01/28/21

real estate investing, real estate south NJ

Federal Reserve To Leave Interest Rates Alone, Good News Today!

Interest rates, ferderal reserve

Blog_Long_Term_Interest_Rates_Drop_Again_To_All_Time_Lows_During_First_Week_Of_2021

I am grateful for you! By Gary Simmens

It’s Thanksgiving week, and this year for many families including my own, it looks a little different than it has

I am grateful for you! By Gary Simmens

It’s Thanksgiving week, and this year for many families including my own, it looks a little different than it has

Holiday season--Great time to buy or sell or refi a property- Check out the low rates!---by Gary Simmens

Weekly Mortgage Market Reportfor the week ending on December 10, 2020Average weekly rate data as provided by the Freddie

Thank you friends and clients for another good year despite setbacks!-from Gary Simmens

Thanks to friends, clients for letting me have a decent year in real estate. 2020 has been a crazy year with Covid 19 an

Ideas For A Better New Years

5 New Year's resolutions you might actually want to keep:Enjoy more time with familyBuild more experiencesFind a new hob

Thank you friends and clients for another good year despite setbacks!-from Gary Simmens

Thanks to friends, clients for letting me have a decent year in real estate. 2020 has been a crazy year with Covid 19 and shut down setbacks, but we are getting it done right and on time, with the gift to buyers of all time low interest rates! I appreciate everyone`s support always! Time fly`s by, I have been licensed in NJ for 45 years now.

Long term interest rates DROP AGAIN to all time lows during first week of 2021.

WASHINGTON (AP) — U.S.

Ideas For A Better New Years

Weekly Mortgage Market Report

Weekly Mortgage Market Report for the week ending on December 10, 2020 Average weekly rate data as provided by the Freddie Mac Primary Mortgage Market Survey® 12/10/20 (most recent) Trending Average Rate Points & Fees Margin  30-Year Fixed Rate ◆ even 2.71% 0.

Rent vs. Buying in South New Jersey: What Is Right thing for You? By Gary Simmens

Rent vs. Buying in South New Jersey: What Is Right thing for You?Deciding to rent versus buy in South New Jersey is a re

$1.5 million transient marina on the city's bayfront is officially open today in Somers Point, NJ

Somers Point, NJ — After several years in the planning stages, a $1.5 million transient marina on the city's bay

Blog_Casino_Employment_Market_Is_Self_Correcting_Now_With_30 000__Jobs_In_Ac Best_Numbers_In_4_Years

Blog_Margate _Nj_08402__ Group_Of_Taxpayers Polling_And_Questioning_Whether_The_Future_Calls_For_Building_A_Boardwalk

We are breaking records at our KW---Despite Covid 19 Setbacks!

We are breaking records in our hard working KW office with 153 settlements done and closed for July 2020,---Despite Covi

A Heartfelt Veterans Day---THANK YOU! from Gary Simmens

A heartfelt Veterans Day salute of thanks to those who made the ultimate sacrifice for our country while protecting the

Blog_Fall_Back_Coming_Up_This_Weekend..

October 2020 - Pandemic Real Estate Market Update --By Gary Simmens

October 2020 - Pandemic Real Estate Market Update --By Gary Simmens

LOOK! :) FABULOUS MONEY SAVING LOW INTEREST RATES! from Gary Simmens

LOOK! :) FABULOUS MONEY SAVING LOW INTEREST RATES! See the homes for saleat helpful website: www.GarySimmens.com

Atlantic County, NJ- The Past Year -2019 Sold Statistics Comparisons to year 2018 By Gary Simmens

Real Estate Update--By GARY SIMMENS-Atlantic County, NJ- The Past Year Sold Statistics ComparisonOverall, homes are movi

Investors, House Flippers, see the latest Foreclosures in our area in South NJ

https://www.garysimmens.com/index.php?quick=1&types[]=1&types[]=2&types[]=31&areas[]=county:Atlantic&

Judge rules today that Seaview Harbor area of Egg Harbor Twp, NJ cannot join Longport, NJ tax roles

A years-long legal effort by a group of Seaview Harbor residents to have their neighborhood leave Egg Harbor Township a

New Listing Nice Custom Executive Rancher Buy in Egg Harbor Township, NJ with Basement

Custom executive ranch cathedral ceilings, nice beautiful tile, h/w floors, center island kitchen w/ grill, backsplash,

Pulse Of The Market in Atlantic County, NJ As Of February 10th 2020 And The Benefit Of A Well Planned Open House By Gary Simmens

Pulse Of The Market in Atlantic County, NJ As Of February 10th 2020 And The Benefit Of A Well Planned Open House By Gary

Real Estate Update-- A Look At Egg Harbor Township, NJ 08234 By Gary D. Simmens

Real Estate Update-- A Look At Egg Harbor Township, NJ 08234 By Realtor Gary D. SimmensEgg Harbor Township, NJ is loca

The Correct Mindset And Game Plan Is Critical When Buying Or Selling A Property By Gary Simmens

Mindset is critical in most things in life and is certainly is very important in selling or buying a property. the proc

October 2020 - Pandemic Real Estate Market Update --By Gary Simmens

October 2020 - Pandemic Real Estate Market Update --By Gary Simmens

FALL BACK coming up This Weekend....

This Sunday! Don`t Forget---Enjoy your week! Gary Simmens KWIf we could boycott that would be great! Studies have bee

A Heartfelt Veterans Day---THANK YOU! from Gary Simmens

A heartfelt Veterans Day salute of thanks to those who made the ultimate sacrifice for our country while protecting the

Improving real estate sold statistics in Atlantic County, NJ ---By Gary Simmens

LOOK at these improving Atlantic County NJ housing latest stats for year to date and last months sold: Pretty impressi

I am grateful for you! By Gary Simmens

It’s Thanksgiving week, and this year for many families including my own, it looks a little different than it has in the past. But here’s the thing: Just because it’s different doesn’t mean we don’t have an endless supply of things to be thankful for.

A Heartfelt Veterans Day—THANK YOU! from Gary Simmens

A heartfelt Veterans Day salute of thanks to those who made the ultimate sacrifice for our country while protecting the freedoms of our great nation. Honoring your bravery is the lease we can do! Thank you for looking out for us; I wish you a great Veterans Day.

Interest Rates Drop for 12th time-- Update Today 11-06-2020 Fabulous low rates! by Gary Simmens

Average weekly rate data as provided by the Freddie Mac Primary Mortgage Market Survey®11/05/20(most recent)Trending

Interest Rates Drop for 12th time-- Update Today 11-06-2020 Fabulous low rates! by Gary Simmens

Average weekly rate data as provided by the Freddie Mac Primary Mortgage Market Survey®11/05/20(most recent)Trending

Interest Rates Drop for 12th time– Update Today 11-06-2020 Fabulous low rates! by Gary Simmens

Average weekly rate data as provided by the Freddie Mac Primary Mortgage Market Survey® 11/05/20 (most recent) Trending Average Rate Points & Fees Margin  30-Year Fixed Rate ▼ down 2.78% 0.

Blog_Enjoy_Your_Easter __Be_Well

Fed Funds Rate Remains at 0-0.25% By Gary Simmens KW

Fed Funds Rate Remains at 0-0.25% Fabuous time to invest in real estateor refinance your existing property. With Covid

Check out these all time low interest rates!

Weekly Mortgage Market ReportAugust 13, 2020FABULOUS LOW INTEREST RATES! Call Gary Simmens KW Direct at 609-338-1339 to

The market is moving for sellers, even custom homes are selling fast. from Gary Simmens

All time low interest rates are bringing the buyers out now, despite the Covid concerns.BAM! Went Quickly! LIST PRICE $4

Interest Rate Update Today 07-09-2020 Fabulous low rates!

07/09/20(most recent)AverageRatePoints& FeesMargin 30-Year Fixed Rate3.03%0.8N/A 15-Year Fixed Rate2.51%0.8N/A 5/1

Happy 4th of July! Year 2020 full of Change for Sure!

Everyone have a healthy, happy and sane 4th of July! 2020 has been an interesting year already---seems like 3 years wra

Pandemic Real Estate Update by Gary Simmens

Pandemic Real Estate Market Update -

:) Good Easy Pandemic Home Cooked Meals That Taste Great! :) from Gary Simmens

I hope everyone is safe and well during this pandemic, I would not be surprised if you may like a few of the 20 recipes

Weekly Interest Rate Report by REALTOR® Gary Simmens

Weekly Interest Rate Report by Gary Simmens Realtor with KW - CONVENTIONAL INTEREST RATES ONLY this is for buyers with a

Weekly Interest Rate Report by REALTOR® Gary Simmens

Weekly Interest Rate Report by Gary Simmens Realtor with KW - CONVENTIONAL INTEREST RATES ONLY this is for buyers with a

Mortgage Rate Update From Gary Simmens on 04-17-2020

30 year payout rate is down some. You can see the 15 year slightly went up.Probably due to high demand on refinancing.

Mortgage Rate Update From Gary Simmens on 04-17-2020

30 year payout rate is down some. You can see the 15 year slightly went up.Probably due to high demand on refinancing.

Interest Rate Update During The Coronavirus Pandemic --Rates Down Some - By Gary Simmens

04/02/20(most recent)AverageRatePoints& FeesMargin 30-Year Fixed Rate3.33%0.7N/A 15-Year Fixed Rate2.82%0.6N/A 5/1-Y

Real Estate Market Look at Somers Point, NJ By REALTOR® Gary Simmens 03-24-2020

Somers Point, NJ--Known for its annual popular Bayfest in the spring season,(which is cancelled this year because of pub

GOOD NEWS--During and After COVID-19 Pandemic--Less Stress for Millions--Safety Net- For Mortgage Owners

This info out today may help millions have less stress!. Check it out. IMPORTANT SAFETY NET: . Also mentions late paymen

WOW-- March 15th 2020 Sunday --Federal Reserve Cuts Interest Rates to Zero Today ! Great news for HomeBuyers! By Gary Simmens

The Federal Reserve made an emergency announcement Sunday afternoon by announcing that it would be cutting interest rate

Stockton University Announces Millions More invested soon with Phase 11 at Atlantic City Campus

Atlantic City — A groundbreaking for the second phase of Stockton University’s Atlantic City campus, a 400-b

Federal Reserve Shocks Many Today! Great Interest Rates for Buyers of Homes! by Gary Simmens

The fed lowered rates a half a point a head of the scheduled time frame today!Bottom line for buyers of homes today--let

LOOK-Nice Buy! Custom Rancher foreclosure bargain in Egg Harbor Twp, NJ-from Gary Simmens

Egg Harbor Township, NJ 08234--Atlantic County, NJ.Super custom rancher on over an acre with some privacy! Finished bas

FEDERAL RESERVE Leaves Interest Rates The Same. Economy Moving. By Gary Simmens

Interest rates for homebuyers and investors are fabulous, and the interest rates are staying the same today. As things c

3 Nice Foreclosure Buys in Linwood, NJ 08221

Linwood, NJ 08221 home to some of South Jersey`s best schools and 12 minutesto the best beaches and boardwalks in NJ.See

5 good valued cheap-- foreclosure buys in Ocean City, NJ 08226

5 valued cheap foreclosure buys in Ocean City, NJ 08226Call Gary direct at 609-338-1330 to help you get a good investme

Happy Holidays Everyone! With Sincere Gratitude from Gary Simmens

HAPPY HOLIDAYS EVERYONE!Santa is here with me now and he says

A Look At Linwood, NJ---Real Estate Update By Gary D. Simmens

A Look At Linwood, NJ---Real Estate Update By Gary D. SimmensBy Gary D, SimmensBroker/Associate at Keller Williams Atlan

A Look At Mays Landing, (Hamilton Twp) NJ 08330 -Real Estate Updates By Gary Simmens

A Look At Mays Landing, (Hamilton Twp) NJ--Real Estate Updates By Gary SimmensHave you ever notice how many people fr

Investors, the timing is great now for grabbing foreclosures in our South Jersey area for profit. Happy Holidays!

Investors, the timing is perfect! Really perfect. Investors, the timing is great now for grabbing foreclosures in our S

Real Estate Update- A Look At Northfield, NJ 08225 By Gary D. Simmens

Real Estate Update- A Look At Northfield, NJ 08225 By Gary Simmens of Keller Williams Atlantic ShoreThe City of Northfi

Bio

Licensed since 18 years young, and a broker since just 23 years old, Gary has now, over 42 years experience, diversified

Foreclosures in Atlantic County thinning out. Marketing time decreases in some segments By Gary Simmens

For five months in 2015 and the first six months of 2016, Atlantic County led the nation in foreclosure activity for met

A look at Absecon, NJ 08201

Real Estate Update- A Look At Absecon, NJ 08201 By Gary D. SimmensGary D. Simmens of Keller Williams Atlantic Shore - D

Ventnor Plaza, in Ventnor NJ 08406- On The Move!

Ventnor Plaza on the move for improvements soon.By Gary D. Simmens - 2019 Tags: Ventnor Plaza Improvements ComingVENTNO

Barbara Eden to Lead DooDah Parade in Ocean City, NJ

Barbara Eden will be grand marshal for the 2019 Doo Dah Parade in Ocean City on April 13 and return that night to emcee the Mr. Mature America Pageant. Eden is one of America's most endearing and enduring stars. Her iconic "I Dream of Jeannie&qu...

Federal reserve may ease on the rate hikes some in 2019

KANSAS CITY, Mo.—One of the Federal Reserve’s most consistent supporters of raising interest rates said the central bank could refrain from more increases for the time being while it studies the effects of its previous steps to withdraw econom...

GOOD NEWS! FED LEAVING RATES ALONE TODAY!

GOOD NEWS! WASHINGTON – Bye, aggressive, rate-hiking Fed. Hello, cautious, market-friendly Fed. TODAY 01/30/2019. The Federal Reserve held its key interest rate steady Wednesday and said it will be “patient” as it weighs further rate hi...

How Much Is My Home Worth in Margate City, New Jersey

How Much is your home worth in Margate City, New Jersey? If you are planning on selling your home, that is a question you need answered. As your Local Margate City Real Estate Expert, I can help you to learn the answer to that question. I will personal...

Mays Landing, NJ 08330 (Hamilton Township) - Real Estate Update

REAL ESTATE UPDATE Article--- In Shore Local Magazine Now. A Look at Mays Landing, (Hamilton Twp), NJ 08330 By Gary Simmens Broker/Associate at Keller Williams Atlantic Shore Realtors Have you ever noticed how many people from central and north NJ often ...

Real Estate Update-A Look At Ventnor, NJ By Gary Simmens

SHORE LOCAL NEWSMAGAZINE- Grab the latest issue out now- at Wawa , Walmart, and other stores in the Shore area. Serving all of Atlantic County, Ocean City, Upper Twp & Sea Isle, NJ-Now out with 2 different covers: Real Estate Article I Wrote on Ventno...

Spring has Sprung In Longport, NJ. Happy First Day of Spring!

SEE THIS PEACEFUL VIDEO https://www.facebook.com/Downbeachdotcom/videos/337335473580215/...

The Advantages of Different Types of Mortgage Lenders

What kind of lender is best? If you ask a loan officer, “What kind of lender is best?” the answer will be whatever kind of company he works for and he will give you a list of reasons why. If you meet the same loan officer years later, and he ...

Thinking About Buying a Foreclosure?

With the housing bubble burst and the subprime mortgage crisis, millions of homeowners found themselves unable to make their mortgage payments. Many found themselves owing more on the house than the home was worth. Many just walked away from their homes. ...

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside...

Where do banks get their loan money from?

In the olden days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra funds lying around and considered you a good credit risk, they would lend you the money from their own funds. It...

Why You Should Not Make Any Major Credit Purchases

Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation. Every $100 you pay per month on a cr...

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next...

10 Best in NJ Honors- for Client Satisfaction awarded to Gary Simmens

PRESS RELEASE- CONGRATULATIONS! Gary Simmens, Realtor at Keller Williams Atlantic Shore in South NJ, Has Been Nominated and Accepted as a Two Years AIOREP’S 10 Best in New Jersey For Client Satisfaction The American Institute of Real Estate A...

4 Reasons Millennials may want to buy a retirement home first!

Here is an idea, running through marketing and business circles that anything that is popular, the opposite will likely be popular as well in most cases. Consider that sugar and caffeinated beverages such as Coca-Cola have seemingly opposite products lik...

A look at Galloway Twp- Real Estate Update

A Look At Galloway Township By Gary Simmens Most of us do not realize that Galloway Township is huge being 115.2 square miles of total area and is the largest municipality in New Jersey. The recent years has shown strong commercial growth and expansi...

Adjustable Rate Mortgages - The Basics

An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An inter...

Adjustable Rate Mortgages - The PROS & CONS

Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let’s explore that issue. Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to t...

Aeronautical university to help plan Atlantic County aviation academy

Atlantic County officials announced Tuesday that a leading aeronautical university has agreed to partner with them to help plan a county aviation maintenance and technical academy. Embry-Riddle Aeronautical University will develop an operational plan tha...

Avoiding Financial Stress

By asking the right questions, and knowing exactly what your needs are, you can find the right loan for you. There are certain approaches that you can take while mortgage shopping that can cost or save you money. It is still true that the better qualific...

Closing and Title Costs

It’s the big day. The day you go to the title or escrow company, sign your name on the dotted line, hand over a check and prepare to take ownership of your new home. It’s also the day that you and the seller will pay “closing” or...

Closing Costs When Buying or Refinancing a Home

This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. ...

Common Ways of Holding Title

How Should I Take Ownership of the Property I am Buying? Real property can be incredibly valuable and the question of how parties can take ownership of their property is important. The form of ownership taken -- the vesting of title -- will determine who...

Considering Offers

When reading an offer, keep in mind that you are out to get the best price AND the best terms for you. If you focus solely on the price, you may overlook terms that could be favorable to you as a buyer. Some terms that may work in your favor: higher-t...

Creative Financing

Creative financing: You’ve heard of it, and, as a seller, the idea sounds pretty attractive. But, do you know everything you need to know about carrying back a second; essentially, about becoming a lender? You better know the same things that financ...

Documenting Your Assets - Verifying Your Down Payment

When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your p...

Egg Harbor Township, NJ 08234 Real Estate Update

EGG HARBOR TOWNSHIP, NJ 08234 Welcome to “Real Estate Updates,” where I will be sharing information on the Atlantic County and the greater Ocean City, NJ area which I will be focusing on real estate statistics, trends, developments, and marke...

FICO® Score - a Brief Explanation

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. “What’s a...

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be...

Find Your Dream Home in Margate City, New Jersey

There are so many different kinds of homes out there for families to choose from. Do you want to live in Margate City? Or are you looking for a second home? How many bedrooms and bathrooms do you need? Do you need a large back yard? Quick beach assess?...

Finding the Right Agent

Not all agents work the same way. The most important attribute of an agent is that he/she is well connected to the real estate industry. He/she should know the market and provide information on past sales, current listings, his or her marketing plan, and ...

Finding the Right Seller

The best seller is one who is highly motivated. A highly motivated seller is more likely to sell at a price that is less than his or her house is actually worth. And it matters that you find out why. Learning the reason why can help you get the price you ...

Getting a Legitimate Lender and Getting Pre-Approved

It used to be that buyers could go house shopping and when they have found their dream home, then they go to get pre-approved. However, in today’s market, that has proven to be one of the least effective methods in landing the dream home. Most lend...

Getting the Highest Price in the Shortest Time

In order to get the highest price in the shortest time, you need to know how to market your home. The better you market your home, the more offers you will get. And the more offers you get, the more choices you have to get the price and terms you want. T...

Good News on Atlantic County Budget! In top 18% Nationwide

GALLOWAY TOWNSHIP — Atlantic County Executive Dennis Levinson told the Greater Atlantic City Chamber the county’s finances are among the nation’s best Wednesday during the annual State of the County luncheon at Blue Heron Pines Golf Club...

Have You Ever Considered Purchasing a Home in Margate City, New Jersey

Have you ever considered moving to beautiful Margate City, New Jersey? Margate City is a desirable community & great location. Margate City, New Jersey boasts a variety of local landmarks, excellent schools, parks and much much more. Take a look at...

Have You Ever Considered Purchasing a Home or condo in Brigantine, New Jersey 08

Have You Ever Considered Purchasing a Home or condo in Brigantine, New Jersey 08203? Posted on March 25, 2019 - 10:15 AM by Gary Simmens Have you ever considered moving to beautiful Brigantine, New Jersey? Brigantine, NJ 08203 is a desirable community...

Honored to received two awards at our Board Of Realtors banquet

Linwood Country Club. ACCBOR REALTOR SALES AWARD LUNCHEON. Happy to receive two awards today. Congratulations to all the hard working Realtors out there! GREAT JOB EVERYONE! Our Keller Williams Atlantic Shore Realtors office closed 1492 units settled last...

How to save money when moving.

Moving from one home to another home is beyond exciting! Unless you enjoy the process of hauling your belongings yourself or want to bribe friends with pizza and beer, you’re going to need to hire a mover. How can you save some cash on your next...

Importance of Inspection

As a buyer, you are entitled to know exactly what you are getting. Don’t take anything for granted, not even what you see or what the seller or listing agent tell you. A professional home inspection is something you MUST do, whether you are buying a...

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti...

Know Why You are Selling

If you know exactly why you are selling then it is easier for you to follow the right plan of action for getting what you want. If you are a seller who needs to close a sale as quickly as possible, then you should know that getting the highest price poss...

Latest Real Estate Stats--from Gary Simmens Keller Williams Atlantic Shore

May 2019 Market Update According to the National Association of REALTORS®, existing home sales declined in March 2019 after a significant uptick in February. Wi...

Margate, NJ 08402 Update in Shore Local this Week--08402

BY GARY SIMMENS Realtor at Keller Williams Atlantic Shore Named after Margate England, our local town Margate, NJ 08402 is located on Absecon Island. Stretching for 8.1 miles the island also home of Atlantic City and Ventnor City to the northeast, and Lo...

Mechanic’s Liens

The Mechanics’ Lien law provides special protection to contractors, subcontractors, laborers and suppliers who furnish labor or materials to repair, remodel or build your home. If any of these people are not paid for the services or materials they ...

Mello-Roos

In purchasing your new home, your future monthly payments will be made up of principal, interest, real property taxes, and insurance. But what is the tax for the Community Facilities District, otherwise known as a Mello-Roos District? The Land Title Assoc...

New on market-- Riverfront in Mays Landing-Forest Walk

New on the market! ON THE GREAT EGG HARBOR RIVER IN Mays Landing THE FOREST WALK COMMUNITY. THIS LARGE 4 BEDROOM 3.5 BATH HOME IS APPROXIMATELY 3800 SQ. FT WITH PLENTY OF NATURAL LIGHT AND BEAUTIFUL VIEWS OF THE RIVER. THE WOODED LOT SIZE IS 200 X 400. SE...

November Lore report---strong results over the MLS

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Ocean City, NJ Real Estate Update By Gary Simmens

Ocean City, NJ is a family oriented seaside resort with a famous boardwalk that is 2.5 miles long and well known throughout the east coast as a top quality beach community. Few may realize that back in year 1700, whaler John Peck began using the barrier i...

Required Reporting to the I.R.S.

Sellers of real property will have certain information regarding the sale reported to the Internal Revenue Service. This required reporting is a consequence of the Tax Reform Act of 1986; it is intended to encourage taxpayer compliance and aid in audit a...

See area real estate statistics on our Facebook group page

If your a Facebook user and want to see a great informative site which list helpful real estate statistics and more, on all Atlantic County towns and Greater Ocean City, NJ area then come join our Facebook group called to see helpful info like the one be...

Setting the Price

The price is the first thing buyers notice about your property. If you set your price too high, then the chance of alienating buyers is higher. You want your house to be taken seriously, and the asking price reflects how serious you are about selling your...

Some developers look to take advantage of Atlantic Citys Opportunity Zones

ATLANTIC CITY — The newest in hotel design — shipping containers — may soon come to this resort as a result of the U.S. Department of the Treasury’s approval of four Opportunity Zones here back in the spring. Asbury Park developer...

The Functions of an Escrow

Buying or selling a home (or other piece of real property) usually involves the transfer of large sums of money. It is imperative that the transfer of these funds and related documents from one party to another be handled in a neutral, secure and knowledg...

Understanding Foreclosures

It is an unfortunate commentary, but when economic activity declines and housing activity decreases, more real property enters the foreclosure process. High interest rates and creative financing arrangements are also contributing factors. When prices are...

Use a Buyer's Agent

It’s important that you choose an experienced agent who is there for you. Your agent should be actively finding you potential homes, keeping you informed of the entire process, negotiating furiously on your behalf, and answering all of your question...

Very grateful for the honor and real estate award

Very honored to have received this award. My real estate success would be nothing without the support, important and appreciated referrals, and business that I receive from those of you who have choose me to assist and represent you in one of your biggest...

Welcome to my new website

Welcome to my new and improved real estate website. I invite you to look around and see what is available. As your Margate City, New Jersey real estate expert I can provide you will all of the information to accomplish your real estate goals. Looking f...

What is a Short Sale Anyway?

An increase in foreclosure rates will inevitably bring with it an increase in short sales. But what is a short sale? A short sale happens when you sell your house for less than your remaining mortgage balance, the proceeds of which go to the lender and i...

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is...

Which ARM is the Best Alternative?

How would you like a mortgage loan where you did not have to make the whole payment if you did not want to? Or would you like a loan with an interest rate about 1% below a thirty-year fixed rate mortgage and pay zero points? Or a loan where you did not ha...

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Video Money and Time Saving Advantages of being Pre-Approved

Video Money and Time Saving Advantages of being Pre-Approved | South New Jersey Homes for Sale and Real Estate. I specialize in Homes and Listings, representing both Home Buyers and Home Sellers.

Why Do You Need Title Insurance?

Title Insurance. It’s a term we hear and see frequently - we see reference to it in the Sunday real estate section, in advertisements and in conversations with real estate brokers. If you’ve purchased a home before, you’re probably fami...

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Seller Market Updates to Track Real Estate Trends for Absecon, Ga

Helping sellers with constant market reports to keep their homes competitive, track market trends, and get their properties sold in a changing market in Absecon, Galloway Township, Brigantine, Linwood

Setting Proper Listing Price

Providing seller services including evaluation of their homes and setting the proper list pricing to sell the home in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean City, Egg Harbo

Property Evaluation, Interior, Exterior, CMA, Value, List Price a

Helping sellers to objectively evaluate their properties, value them in the current market, and set a proper listing price to get properties sold in Absecon, Galloway Township, Brigantine, Linwood, No

Contract to Closing Real Estate Services

The contract to closing process is extensive, and we work with our buyer clients in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean City, Egg Harbor Township, Port Republic, Somers

Gary Simmens is Helping Buyers to Get the Best Financing in Absec

We assist local real estate buyers in getting the best financing through extensive mortgage company contacts and recommendations in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean C

How Gary Simmens Helps You in Locating the Right Property

Buyer help in locating the right property, including MLS searches, extensive showings and market investigations in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean City, Egg Harbor T

Gary Simmens Works with Real Estate Buyers in Price Negotiations

We work closely with buyers through location of a property, then aggressive price negotiations to get the best deal in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean City, Egg Harb

Working with Real Estate Buyers for Title Insurance Coverage

Buyer help with real estate negotiations, find homes, negotiate the purchase, navigate to closing with appraisal, survey and title insurance & get a mortgage in Absecon, Galloway Township, Brigantine,

Sellers Track Current Market Information & Trends for Absecon, Ga

Helping sellers to track market trends for accurate home valuation and list pricing in relation to currently listed competitive homes for sale in Absecon, Galloway Township, Brigantine, Linwood, North

Free Home Evaluation for Real Estate Sellers in Absecon, Galloway

Get a free home evaluation and preliminary estimate of value, with expert advice and information from Company for homes for sale in Absecon, Galloway Township, Brigantine, Linwood, Northfield, Ocean C

Community Demographic and Lifestyle Information for Absecon, Gall

Community information, shopping, restaurants, businesses, employment, demographics, schools, culture, entertainment, activities and more for Absecon, Galloway Township, Brigantine, Linwood, Northfield